Lending Solutions

Flexible Financing Tailored to Your Investment Strategy

REI Holdings offers a comprehensive suite of direct lending solutions designed specifically for real estate investors and property owners. Our flexible approach and streamlined processes ensure you get the capital you need, when you need it, with terms that work for your investment strategy.

Real Estate Investment Loans

Finance Your Next Property Investment

Our real estate investment loans provide flexible financing for both residential and commercial property investments. Whether you're acquiring a single-family rental, a multi-unit property, or a commercial space, we offer competitive rates and customized terms designed to maximize your investment returns.

Flexible Terms

Loan terms ranging from 6 months to 30 years, tailored to your investment timeline.

Competitive Rates

Market-leading interest rates with transparent pricing and no hidden fees.

Quick Approval

Streamlined underwriting process with decisions in days, not weeks.

Up to 85% LTV

Leverage your investment with loan-to-value ratios up to 85% on qualifying properties.

Bridge Financing

Short-Term Solutions for Immediate Needs

Bridge loans provide the short-term capital you need to secure opportunities quickly. Perfect for investors who need to act fast on time-sensitive deals or require interim financing while arranging long-term funding. Our bridge financing offers the speed and flexibility demanded by today's competitive real estate market.

Rapid Funding

Close in as little as 7-10 days on qualifying transactions.

6-24 Month Terms

Short-term financing aligned with your project timeline and exit strategy.

Interest-Only Options

Minimize monthly obligations with interest-only payment structures.

No Prepayment Penalties

Exit early without penalty when your permanent financing is in place.

Portfolio Lending

Comprehensive Financing for Growing Portfolios

Our portfolio lending programs are designed for sophisticated investors managing multiple properties or looking to expand their real estate holdings. We provide customized financing solutions that consider your entire portfolio, offering better rates and terms than traditional single-property financing.

Cross-Collateralization

Leverage equity across your portfolio for better terms and higher leverage.

Blanket Mortgages

Finance multiple properties under a single loan for simplified management.

Custom Structures

Tailored loan structures designed around your specific portfolio composition.

Relationship Pricing

Preferential rates and terms for established clients with proven track records.

Fix & Flip Financing

Capital for Renovation and Resale Projects

Specialized financing for investors purchasing properties to renovate and resell. Our fix and flip loans cover both acquisition and renovation costs, with funding released in stages as work progresses. We understand the fix and flip business model and structure our loans accordingly.

Purchase + Rehab

Single loan covering acquisition cost plus renovation budget.

Draw Schedule

Renovation funds released in stages as work is completed and verified.

Up to 90% ARV

Financing based on after-repair value, not just purchase price.

6-18 Month Terms

Flexible terms aligned with typical renovation and sale timelines.

Cash-Out Refinancing

Unlock Equity for New Opportunities

Access the equity you've built in your existing properties to fund new investments, renovations, or other business needs. Our cash-out refinancing solutions offer competitive rates and flexible terms, allowing you to leverage your portfolio's appreciation and equity buildup.

Up to 80% LTV

Extract significant equity while maintaining comfortable leverage ratios.

Rate & Term Improvement

Potentially lower your rate while accessing equity for growth.

No Restrictions

Use proceeds for any legitimate business or investment purpose.

Streamlined Process

Simplified refinancing with expedited underwriting for existing clients.

Ready to Move Forward?

Contact us today to discuss your financing needs and discover how REI Holdings can help you achieve your investment goals.

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