Last Updated: February 18, 2026
These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and REI Holdings ("we," "us," or "our"), concerning your access to and use of our website and services. You agree that by accessing our website or using our services, you have read, understood, and agree to be bound by all of these Terms and Conditions.
If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using our website and services and you must discontinue use immediately.
By using our website and services, you represent and warrant that:
All loan applications are subject to credit approval and verification. REI Holdings reserves the right to deny any loan application at our sole discretion. The submission of a loan application does not constitute approval or commitment to lend.
All loan terms, including but not limited to interest rates, fees, repayment schedules, and collateral requirements, will be detailed in separate loan agreements. The terms presented on our website are for informational purposes and may be subject to change.
You agree to provide accurate, current, and complete information during the application process and to update such information as necessary to maintain its accuracy.
By providing your mobile phone number and opting in, you agree to receive SMS text messages from REI Holdings, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at [email protected]. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Unless otherwise indicated, our website and services are our proprietary property and all source code, databases, functionality, software, website designs, text, photographs, and graphics on our website (collectively, the "Content") are owned or controlled by us or licensed to us.
The Content is protected by copyright and trademark laws. You are granted a limited license to access and use our website and services for your personal, non-commercial use. This license does not include any right to resale or commercial use of our website or services.
You may not access or use our website or services for any purpose other than that for which we make them available. Prohibited activities include, but are not limited to:
Our website and services are provided on an "as-is" and "as-available" basis. You agree that your use of our website and services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with our website and services.
We make no warranties or representations about the accuracy or completeness of our website's content or the content of any websites linked to our website. We assume no liability or responsibility for any errors or omissions in the content.
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to us for services during the six-month period prior to any cause of action arising.
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of:
These Terms and Conditions and your use of our website and services are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms and Conditions will be brought exclusively in the courts located in Palm Beach County, Florida.
We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of these Terms and Conditions. You waive any right to receive specific notice of each such change.
It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to and will be deemed to have been made aware of and to have accepted the changes in any revised Terms and Conditions by your continued use of our website or services after the date such revised Terms and Conditions are posted.
If you have questions or comments about these Terms and Conditions, please contact us at:
REI Holdings
9911 Sandalfoot Blvd
Boca Raton, FL 33428
Email: [email protected]